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Increase alternatives

The best Increase alternatives in finance tools, ranked by Sparkpulse's velocity_score.

Updated Nov 13, 2026

Looking for the best alternatives to Increase? Sparkpulse tracks and ranks 12 alternatives in finance tools by shipping velocity — how frequently each ships meaningful updates, verified from official changelogs. For reference, Increase shipped 0 meaningful updates in the last 30 days and carries a velocity score of 2.5 out of 10 in 2026. The alternatives below are ranked the same way, so you're comparing real release momentum, not marketing claims.

About Increase

Increase enriches card transactions with Spade merchant data between its quarterly letters.

A standalone update joins the quarterly newsletters: card transactions now carry a Spade enrichment record with the merchant's name, legal name, logo, website, phone number, store location and an industry category up to four levels deep. The last three quarters moved past core payment rails into managed compliance, entity onboarding sessions, 3D Secure, push provisioning and IP-restricted API keys. SDK coverage has widened to C#, PHP and Ruby, and the documentation was reworked to be readable by LLMs.

Velocity 2.5 · Last update 12d ago

Read the full Increase trajectory →

Top 12 alternatives to Increase

Ranked by recent ship velocity. Tap any card for the full editorial breakdown, or pivot to a head-to-head.

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Increase vs alternatives — shipping velocity at a glance

Velocity score (0–10) and meaningful releases shipped in the last 30 days, from official changelogs. Higher = shipping faster.

ProductVelocitySparks · 30dFocus areasLatest release
Increase (baseline)2.50banking-as-a-servicepaymentscomplianceManaged compliance and blockchain transfers land in Q2
Stigg7.51monetizationai-agentsentitlementsStigg's New Pricing Is Now Generally Available
LNbits6.31lightning-networksecurity-hardeningbolt12LNbits 1.7.0: urgent security fix plus 2FA and on-chain wallets
Kolleno6.31accounts-receivablecollectionscash-forecastingMatch Payments Automatically, Track AP Portals, and Forecast Your Cash
Purchasely6.31mobilesubscriptionspaywallsPurchasely CLI beta with an AI coding agent plugin
Intuit Intelligence6.31chart-of-accountsaccountant-toolsapproval-workflowsClean up the chart of accounts when you take on a new client
Firefly III5.00personal financeself-hostedpre-release—
Shift45.00point of salehospitalitystaged rollout—
Payhawk5.00spend-managementerp-integrationpayments—
TaxDome5.00accountingpractice-managementworkflow—
Zoho Billing5.00billingsubscriptionsreporting—
SolidInvoice5.00invoicingself-hostedsecurity-patches—
Adapty5.00monetizationpaywallsflow-builder—

The 12 best Increase alternatives, in depth

1. Stigg · velocity 7.5

Stigg moves its entitlements and credit checks inside agent orchestrators and gateways.

Over the last 30 days Stigg shipped 1 meaningful update vs Increase's 0, most recently “Stigg's New Pricing Is Now Generally Available”. Its velocity score of 7.5/10 blends that with longer-term release cadence.

Where Increase leans on banking as a service, payments and compliance, Stigg focuses on monetization, ai agents and entitlements.

Over the last 30 days Stigg has been shipping faster than Increase — a point in its favour if release momentum matters to you.

2. LNbits · velocity 6.3

LNbits 1.7.1 follows the urgent 1.7.0 fix by rotating auth keys.

Over the last 30 days LNbits shipped 1 meaningful update vs Increase's 0, most recently “LNbits 1.7.0: urgent security fix plus 2FA and on-chain wallets”. Its velocity score of 6.3/10 blends that with longer-term release cadence.

Where Increase leans on banking as a service, payments and compliance, LNbits focuses on lightning network, security hardening and bolt12.

Over the last 30 days LNbits has been shipping faster than Increase — a point in its favour if release momentum matters to you.

3. Kolleno · velocity 6.3

Kolleno is stretching from collections software toward the whole cash cycle.

Over the last 30 days Kolleno shipped 1 meaningful update vs Increase's 0, most recently “Match Payments Automatically, Track AP Portals, and Forecast Your Cash”. Its velocity score of 6.3/10 blends that with longer-term release cadence.

Where Increase leans on banking as a service, payments and compliance, Kolleno focuses on accounts receivable, collections and cash forecasting.

Over the last 30 days Kolleno has been shipping faster than Increase — a point in its favour if release momentum matters to you.

4. Purchasely · velocity 6.3

Purchasely puts its Management API in the terminal and in AI coding agents.

Over the last 30 days Purchasely shipped 1 meaningful update vs Increase's 0, most recently “Purchasely CLI beta with an AI coding agent plugin”. Its velocity score of 6.3/10 blends that with longer-term release cadence.

Where Increase leans on banking as a service, payments and compliance, Purchasely focuses on mobile, subscriptions and paywalls.

Over the last 30 days Purchasely has been shipping faster than Increase — a point in its favour if release momentum matters to you.

5. Intuit Intelligence · velocity 6.3

QuickBooks now proposes chart-of-accounts fixes and waits for approval before touching the books.

Over the last 30 days Intuit Intelligence shipped 1 meaningful update vs Increase's 0, most recently “Clean up the chart of accounts when you take on a new client”. Its velocity score of 6.3/10 blends that with longer-term release cadence.

Where Increase leans on banking as a service, payments and compliance, Intuit Intelligence focuses on chart of accounts, accountant tools and approval workflows.

Over the last 30 days Intuit Intelligence has been shipping faster than Increase — a point in its favour if release momentum matters to you.

6. Firefly III · velocity 5.0

Firefly III keeps tagging develop builds daily, still with no release notes.

Its velocity score of 5.0/10 reflects longer-term release cadence.

Where Increase leans on banking as a service, payments and compliance, Firefly III focuses on personal finance, self hosted and pre release.

Firefly III and Increase have shipped at a similar pace over the last 30 days, so the decision comes down to fit and feature depth.

7. Shift4 · velocity 5.0

Shift4 Venue Q4-R2 is on canary venues now, with global release set for November 17.

Its velocity score of 5.0/10 reflects longer-term release cadence.

Where Increase leans on banking as a service, payments and compliance, Shift4 focuses on point of sale, hospitality and staged rollout.

Shift4 and Increase have shipped at a similar pace over the last 30 days, so the decision comes down to fit and feature depth.

8. Payhawk · velocity 5.0

Payhawk adds SWIFT payment tracking and a DualEntry ledger sync as ERP coverage widens.

Its velocity score of 5.0/10 reflects longer-term release cadence.

Where Increase leans on banking as a service, payments and compliance, Payhawk focuses on spend management, erp integration and payments.

Payhawk and Increase have shipped at a similar pace over the last 30 days, so the decision comes down to fit and feature depth.

9. TaxDome · velocity 5.0

TaxDome Pipelines now remember your filters, and long task names stop getting cut off.

Its velocity score of 5.0/10 reflects longer-term release cadence.

Where Increase leans on banking as a service, payments and compliance, TaxDome focuses on accounting, practice management and workflow.

TaxDome and Increase have shipped at a similar pace over the last 30 days, so the decision comes down to fit and feature depth.

10. Zoho Billing · velocity 5.0

Zoho Billing turns its reports toward churn and line-item revenue.

Its velocity score of 5.0/10 reflects longer-term release cadence.

Where Increase leans on banking as a service, payments and compliance, Zoho Billing focuses on billing, subscriptions and reporting.

Zoho Billing and Increase have shipped at a similar pace over the last 30 days, so the decision comes down to fit and feature depth.

11. SolidInvoice · velocity 5.0

SolidInvoice 3.1.3 patches payment settling and clears 12 Symfony advisories.

Its velocity score of 5.0/10 reflects longer-term release cadence.

Where Increase leans on banking as a service, payments and compliance, SolidInvoice focuses on invoicing, self hosted and security patches.

SolidInvoice and Increase have shipped at a similar pace over the last 30 days, so the decision comes down to fit and feature depth.

12. Adapty · velocity 5.0

Adapty lets one paywall flow personalise itself with the app's own user data.

Its velocity score of 5.0/10 reflects longer-term release cadence.

Where Increase leans on banking as a service, payments and compliance, Adapty focuses on monetization, paywalls and flow builder.

Adapty and Increase have shipped at a similar pace over the last 30 days, so the decision comes down to fit and feature depth.

Frequently asked questions

What are the best alternatives to Increase?

The top Increase alternatives we currently track in finance tools are Stigg, LNbits, Kolleno, Purchasely, Intuit Intelligence, ranked by recent ship velocity.

How is this list of Increase alternatives ranked?

Alternatives are ranked by Sparkpulse's velocity_score — release cadence + 30-day spark count + sector-relative ship rate.

Can I compare Increase directly with one of these alternatives?

Yes — every card has a "Compare with Increase" link to a side-by-side /compare page.