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Comparison · Finance

Increase vs Purchasely

A side-by-side editorial comparison of Increase and Purchasely — release velocity, themes, recent moves, and the top alternatives to consider.

Increase vs Purchasely: at a glance

FeatureIncreasePurchasely
SectorFinanceFinance
Velocity score2.56.3
Sparks · 30d01
Top themesbanking-as-a-service, payments, compliance, apimobile, subscriptions, paywalls, cli
Last editorial update12d ago8d ago
WebsiteVisit →Visit →

What is Increase?

Increase enriches card transactions with Spade merchant data between its quarterly letters.

A standalone update joins the quarterly newsletters: card transactions now carry a Spade enrichment record with the merchant's name, legal name, logo, website, phone number, store location and an industry category up to four levels deep. The last three quarters moved past core payment rails into managed compliance, entity onboarding sessions, 3D Secure, push provisioning and IP-restricted API keys. SDK coverage has widened to C#, PHP and Ruby, and the documentation was reworked to be readable by LLMs.

Read the full Increase trajectory →

What is Purchasely?

Purchasely puts its Management API in the terminal and in AI coding agents

Purchasely is an SDK and console for in-app subscriptions and paywalls. Version 6.2 in October let apps send their own business events to trigger campaigns and linked every purchase to the paywall, placement and test that drove it. On November 5 it released a CLI in beta that exposes every Management API operation as a command, shows app metrics in the terminal, and installs a Purchasely plugin into AI coding agents, with dry runs, plan-then-apply and a read-only mode for safe writes.

Read the full Purchasely trajectory →

Increase vs Purchasely: editorial side-by-side

I
Increase
FINANCE
2.5

Increase enriches card transactions with Spade merchant data between its quarterly letters.

◆ Current state

A standalone update joins the quarterly newsletters: card transactions now carry a Spade enrichment record with the merchant's name, legal name, logo, website, phone number, store location and an industry category up to four levels deep. The last three quarters moved past core payment rails into managed compliance, entity onboarding sessions, 3D Secure, push provisioning and IP-restricted API keys. SDK coverage has widened to C#, PHP and Ruby, and the documentation was reworked to be readable by LLMs.

◆ Where it's heading

The arc runs from moving money to operating a bank program end to end. Early quarters added rails (FedNow, Push-to-Card, check transfers); recent ones add the compliance, onboarding and dispute machinery a customer would otherwise build or buy separately. Q2 2026 adds blockchain transfers alongside managed compliance, and flags cross-border payments and lending APIs as next.

◆ Prediction

Expect the cross-border payments and lending APIs named in the Q2 2026 letter to ship as the next quarter's headline, extending the same pattern of absorbing adjacent financial products into the core API.

P
Purchasely
FINANCE
6.3

Purchasely puts its Management API in the terminal and in AI coding agents

◆ Current state

Purchasely is an SDK and console for in-app subscriptions and paywalls. Version 6.2 in October let apps send their own business events to trigger campaigns and linked every purchase to the paywall, placement and test that drove it. On November 5 it released a CLI in beta that exposes every Management API operation as a command, shows app metrics in the terminal, and installs a Purchasely plugin into AI coding agents, with dry runs, plan-then-apply and a read-only mode for safe writes.

◆ Where it's heading

The SDK releases have steadily moved control of paywalls and campaigns out of app code and into the Console. The CLI moves it again, into scripts, CI and coding agents, with guardrails designed for automated writes.

◆ Prediction

The CLI needs Management API access enabled by Purchasely staff, so the next likely step is broader self-serve access, or more agent-facing tooling built on the same API.

Alternatives to Increase and Purchasely

Other Finance products tracked by Sparkpulse, ranked by recent ship velocity. Each card links to a full editorial trajectory and lets you pivot into a head-to-head comparison with either Increase or Purchasely.

See all Increase alternatives → · See all Purchasely alternatives →

Recent activity from Increase and Purchasely

Latest ship moves from both products, interleaved chronologically. ⚡ = editorial spark.

  1. 8d agoPurchaselyPurchasely CLI beta with an AI coding agent plugin ⚡
  2. 1mo agoPurchasely6.2 - Custom Events
  3. 1mo agoIncreaseIncrease adds real-time merchant data from Spade to card transactions
  4. 2mo agoPurchasely6.1 - Web2App Redemption
  5. 3mo agoIncreaseManaged compliance and blockchain transfers land in Q2 ⚡
  6. 3mo agoPurchasely6.0 - 12 month commitment and personalized tags ⚡
  7. 6mo agoIncreaseEntity onboarding, 3D Secure and IP-restricted keys
  8. 9mo agoPurchasely5.7 - Open a flow from an inline screen
  9. 10mo agoIncreaseFedNow, Push-to-Card and a Cards Disputes API
  10. 11mo agoPurchasely5.6 - Bring Your Own Screen & Conditional Visibility
  11. 1y agoIncreaseEvent log filtering and check transfer work
  12. 1y agoIncreaseFile links, check deposit images, Apple Pay history

Frequently asked questions

What is the difference between Increase and Purchasely?

They serve adjacent needs but don't currently overlap on shipped themes. Purchasely is currently shipping more aggressively (velocity 6.3 vs 2.5), with 1 editorial sparks in the last 30 days against 0. See the at-a-glance table above for a side-by-side breakdown of velocity, recent sparks, and editorial themes.

Is Increase better than Purchasely?

Sparkpulse doesn't pick a winner — we score release velocity, not feature parity. Purchasely is currently shipping more aggressively (velocity 6.3 vs 2.5), with 1 editorial sparks in the last 30 days against 0. For your specific use case, the alternatives sections above list other Finance products to evaluate alongside.

What are the best alternatives to Increase?

Top Increase alternatives in Finance are ranked by recent ship velocity. Browse the "Increase alternatives" section above for the current picks, or visit /alternatives/increase for the full list with editorial commentary on each.

What are the best alternatives to Purchasely?

Top Purchasely alternatives in Finance are ranked by recent ship velocity. Browse the "Purchasely alternatives" section above for the current picks, or visit /alternatives/purchasely for the full list with editorial commentary on each.